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This study explores urbanization and flood events in the northern coast of Central Java with river basin as its unit of analysis. Two types of analysis were applied (i.e., spatial data and non-spatial data analysis) at four river basin areas in Central Java—Indonesia. The spatial analysis is focused on the assessment of LULC change in 2009–2018 based on Landsat Imagery. The non-spatial data (i.e., rural-urban classification and flood events) were overlaid with results of spatial data analyses. Our findings show that urbanization, as indicated by the growth rate of built-up areas, is very significant. Notable exposure to flood has taken place in the urban and potentially urban areas. The emerging discussion indicates that river basins possess dual spatial identity in the urban system (policy- and land-use-related). Proper land use planning and control is an essential instrument to safeguard urban areas (such as the case study area) and the entire island of Java in Indonesia. More attention should be put upon the river basin areas in designing eco-based approach to tackle the urban flood crises. In this case, the role of governance in flood management is crucial.