General

The objective of the covenant is described in Chapter 1: The covenant focuses on the conduct of responsible investment policy by Insurers because of the international nature of this activity. This involves preventing, limiting and, if necessary, remedying as far as possible any negative impact on people, animals and the environment. This project supports the efforts of NGOs in realising concrete, implementing activities arising from their participation in the various working groups. NB: Participation inthe working groups by NGOs is already funded from the already approved Pillar 1 funding of RFO. A-05997 Working Group 1: Thematic frameworks have been jointly developed by the Parties. These five thematic frameworks will be rolled out by means of joint activities (e.g. the active promotion and explanation of) for the purpose of implementation by the insurers. The activities of this working group contribute to preventing, mitigating and remedying negative impacts on specific themes explicitly included inthe aforementioned article of the Covenant, namely: animal welfare, children's rights, land rights, climate change and controversial weapons and controversial arms trade. Working Group 2: Each year the parties will select a theme for further cooperationinthe context of 'do good'. For the year 2020, thecovenant parties have chosen the theme of 'access to medicine'. Access to medicine is a direct part of the 'right to health' (International Covenant on Economic, Social and Cultural Rights; Article 12) is in line with SDG 3: ensuring good health and well-being for everyone at all ages. It is of great importance that pharmaceutical companies worldwide, including explicitly in developing countries and emerging economies, corporate social responsibility, in line with the OECD guidelines and the UNGPs, with regard to this right to health. Working group 4: On the basis of fictitious and existing cases, the parties investigate how insurers can contribute torecovery and redress and how they can organise their commitment as optimally as possible in order to achieve a real positive impact'on the ground'. Working with existing cases, among others, provides a clearer picture of possible negative impacts of specific investments and best practice on how these negative impacts can be prevented and limited. In 2020, this working group will, among otherthings, organise a case session on 'Recovery and Story'. The proceeds of this case session (in the form of lessons learned) will bepublished. Working Group 5: In the coming year, the parties will start investigating the possibilities for improving transparency and reporting by insurers. Transparency is important for compliance with the OECD guidelines and UNGPs and the dialogue with internaland external stakeholders.In order to collaborate effectively with others, it is also important to provide insight into results achieved and challenges in the area of ESG due diligence. Finally, public disclosure of results and ambitions can serve as a good stimulus to continue to improve ESG due diligence structurally. The independent monitoring committee, which monitors the progress of the agreements made in the Covenant, endorsed transparency as an important part of the Covenant. - Save the Children contributes knowledge about children's rights in a broad sense, including child labour, nutrition and health care. Because of this expertise, they contribute to working group 1, 2 and 4. - Oxfam Novib contributes knowledge on gender equality, land rights, access to medicines, climate change, fair taxation and the fight against corruption. Because of this expertise they contribute to all working groups. - Pax forPeace contributes knowledge about controversial weapons and arms trade, protection of civilians in war situations, advocacy for victims of human rights violations and natural resources in relation to conflict and human rights. Because of this expertise, they contribute to working groups 1, 4 and 5. - Natuur en Milieu contributes knowledge about climate change, sustainable energy sources, sustainable food and sustainable use of raw materials. Because of this expertise they contribute to working group 1....- World Animal Protection contributes knowledge on animal welfare, also in relation to nature conservation, biodiversity, the protein transition, sustainable food production and climate change. Because of this expertise they contribute to working groups 1, 4 and 5.

General

Forest degradation is a major challenge in Kiwengwa-Pongwe Forest Reserve (K-PFR) in Unguja island Zanzibar. This is due to increased pressure by densely populated surrounding villages; 96% of the people use firewood as their primal source of energy. The c ommunities' livelihoods depend on the sustainability of the forest and its capacity to prevent erosion. However the villagers' awareness and means of sustainable forest use and awareness of land rights are inadequate.A forest protection NGO MUMKI has been registered in the area with the support of previous GST's project. MUMKI and Forest Conservation Committees (FCC) that carry out forest conservation activities consist of residents of villages around Kiwengwa-Pongwe (K-P). MUMKI works with DFNR that does n ot have enough resources for wholesome forest protection and there are no other forest protection organizations in the area. Therefore KIPPO aims to build MUMKI's capacity to manage as an independent NGO that can effectively protect the forest during and a fter the project. The aim is to develop civil society where people can democratically decide on the matters concerning their immediate surroundings. Objectives will be achieved by organizing trainings for MUMKI on association management and fundraising sup porting in establishing an office and assisting in networking and village visits. A coordinator who acts as a link between Finland and Zanzibar will be hired.MUMKI's activities include organising FCC patrolling in the forest and raising awareness in the vi llages about the importance of forest protection. During the project MUMKI will become a better known actor in the area; it will work as a source of information in livelihoods land rights and sustainable forest use. MUMKI organizes forest protection activi ties; 7000 tree seedlings will be planted to create an agroforestry buffer zone to reduce pressure on K-P forest. The villages that are the source of most pressure to K-P will be beneficiaries for MUMKI's pilot project in which sun ray cookers are distribu ted in order to decrease the need of firewood. MUMKI's funding opportunities broaden as local honey production is supported.

General

ZLA?s key areas of work include ie. research advocacy and providing support to communities to map and document their rights to land. In Zambia land rights directly influence the livelihoods of communities since in Zambia agriculture supports the livelihood s of over 70% of the population. 78% ofwomen in Zambia are engaged in agriculture compared with 69% of men. The dual land tenure system and lack of a coherent land registry has resulted in a largely fragmented legal framework for gaining access to land and this insecurity is specifically affecting for persons with disabilities widows and other vulnerable households The project will increase the knowledge of PWDs and other vulnerable households on land rights and administration by establishing CLACs forming study circles training citizen journalists and conducting community awareness meetings. Access to justice will be enhanced by setting up paralegal desks and the training of local court staff in targeted districts as a result approachability to land institu tions and related services for PWDs and other vulnerable households will greatly be improved. Research on land rights for PWDs and other vulnerable groups will also be undertaken allowing for an evidence-based advocacy approach to be adopted by ZLA.