SMEs and Women-owned SMEs in Mongolia : Market Research Study

Chapter one summarizes the scope of the
study and outlines its key objectives. It explains the
rationale for collecting data on SMEs in Mongolia in general
and women-owned SMEs in particular. It also provides
recommendations for integrating the insights form the study
into the on-the-ground practice of SME banking, as well as
potential interventions on the regulatory and policy level.
Chapter two begins with the analysis of the general
macroeconomic context and provides an overview of the SME
sector in Mongolia. The chapter analyzes the latest trends
in development of the business environment and the legal
framework relevant for SMEs and women-owned SMEs. Chapter
three examines the aspect of supply in financial and
non-financial products and services currently offered to
SMEs by commercial banks and non-bank financial
institutions. It also reviews the support provided to SMEs
by international financial institutions. Chapter four
provides detailed overview of the findings of the demand
study, explores the features of SMEs, their relationships
with banks and NBFIs as well as aspects of current use of
bank loans. The chapter further analyzes the usage and
demand for other banking products and services by SMEs.
Chapter five summarizes the key constraints faced by the
SMEs and female-owned SMEs revealed in the interviews with
stakeholders and the face to-face interviews with business
owners. Finally, chapter six uses the findings to draw
conclusions and recommendations on possible measures to
address the challenges of SMEs and women-owned SMEs
specifically at different stakeholder levels: governmental
and regulatory authorities, international finance
institutions, financial institutions and SME development organizations.